WHAT WE DO

Partnering with plan sponsors and their employees to achieve their retirement goals.

For many, saving for retirement can be a difficult task. With Pinnacle’s intelligent plan design and personalized advice, your employees can approach their financial future with confidence.

We are retirement plan specialists. Qualified plans are complicated and demand expertise. Given our sole focus on retirement plans we bring that required expertise and a fiduciary commitment.

Investment Policy Statement Development and Maintenance – The Investment Policy Statement is the foundation upon which a prudent investment review process is built.
Investment Consulting – A prudent process for the selection and monitoring of plan investments is crucial both in mitigating fiduciary liability and in providing participants the performance potential needed to achieve retirement security.
403(b) Plans – Helping plan sponsors meet their fiduciary obligations and address the complex issues related to their plans like legacy plans/investments, annuities and insurance contracts.
Provider Benchmarking/RFPs – Using benchmarking and the open market to compare fees and services allows for the negotiation of competitive pricing and the insistence of value.
Vendor Monitoring – Monitoring of your provider relationships and the use of leverage to resolve service issues while keeping you abreast of new services or organizational changes will ensure promises are kept.
Participant Education & Communications – Providing participants with compelling arguments that lead to action will improve retirement security for your participants.
Participant Advice – Participants need help. Providing them guidance specific to their individual circumstances will combat inertia and poor asset allocation decisions.
ERISA Consulting – Plan design and ongoing compliance are best left to people familiar with such matters.

OUR APPROACH SETS US APART

While ERISA judges fiduciaries on process and not the results, the results are no less important. Most competent advisors can provide plan sponsors with a documented and prudent process worthy of ERISA’s standards; however, many do so without regard to the results. Pinnacle strives not just to employ a prudent process, but to deliver results that will propel participants toward meaningful retirement income.

We put our status as fiduciary in writing for all of our clients.

We are committed to our clients and their causes.

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OUR TEAM

Founded in 2005, Pinnacle Pension Consultants, LLC is a boutique consulting firm that has evolved to serve clients regionally and nationally. The experience of our consultants is our most valuable resource. Pinnacle Pension Consultants, LLC is staffed not with generalists, but with experts in their field who must have at least 15 years of experience before directly servicing accounts.

Ron York Ron has over 25 years of experience as an investment and retirement plan professional. Prior to joining Pinnacle in 2003, he was a Vice President at Diversified Investment Advisors (now Transamerica), a leading institutional retirement plan provider for both defined benefit and defined contribution plans. Prior to Diversified, Ron was a Vice President at Scudder, Stevens & Clark (Scudder Investments), where he worked for over 10 years with plan sponsors in plan design, investments and developing, evaluating and implementing participant communications programs. Education, honors, designations and other credentials: Ron holds a B.A. in Economics from Pennsylvania State University. He has passed the FINRA Series 6, 63, and 65 examinations and has been named on 401k Wire’s TOP 300 Most Influential Advisors in Defined Contribution.

| ryork@pinnacle-pension.com

Greg Lewis Greg has been working with employer-sponsored retirement plans since 1999. Prior to joining Pinnacle in 2006, Greg was a retirement plan consultant at a regional benefits firm, advising plan sponsors of all sizes and types on investment advisory services, fee analysis, participant communication and product due diligence. Prior to that Greg was a Team Leader at Fidelity correcting operational errors in plans in excess of a billion dollars. Greg started his career as an investigator for the Massachusetts Securities Division. Education, honors, designations and other credentials: Greg is a graduate of The Roxbury Latin School. He holds a B.A. in Economics from Colgate University, and an M.S. in Finance from Boston College. He holds an Accredited Investment Fiduciary (AIF) designation. He has successfully passed the FINRA Series 7, 63, and 65 examinations and is both a registered representative and an investment advisor representative. Greg was named to the inaugural Financial Times Top 401 Retirement Advisor list. Greg is active in his community, volunteer coaching for Parkway Youth Hockey, Parkway Soccer, Parkway Little League, Coppinger Court Hockey, and Roxbury Latin’s junior hockey team.

| glewis@pinnacle-pension.com

Lee Schmertzler Lee joined Pinnacle in 2009. As a consultant in the Retirement Benefits Practice, Lee works with Pinnacle’s clients in meeting their fiduciary obligations and handling the day-to-day administration of their qualified retirement plans. In particular, Lee helps coordinate and implement investment monitoring, participant education and plan monitoring. Lee came to Pinnacle with over 10 years of industry experience with investments and retirement plans. Prior to joining Pinnacle, Lee was a Retirement Client Relationship Manager with ING (now Voya Financial). While at ING, Lee met with defined contribution plan sponsors for plan reviews and conducted education and enrollment meetings for plan participants. Prior to ING Lee spent 8 years at Commonwealth Financial Network on the Retirement Marketing and Product desk where he assisted advisors with questions on qualified and non-qualified plans. Education, honors, designations and other credentials: Lee earned a B.A. in history from Union College as well as an M.B.A. from Babson College. Lee holds FINRA series licenses 7, 63, 65 and 24 as well as Massachusetts health and life insurance licenses. Lee also earned the designations of Accredited Investment Fiduciary (AIF) and Certified Fund Specialist (CFS).

| lees@pinnacle-pension.com